FAQs – Elective Coverage
What is Elective Coverage (EC)?
Elective Coverage (EC) is an option for self-employed individuals and employers to apply for coverage under State Disability Insurance (SDI). SDI coverage includes Disability Insurance and Paid Family Leave insurance benefits. A self-employed individual or employer is someone who works for himself/herself, such as an independent contractor.
Self-Service Options
- SDI Online
- Disability Insurance Automated Phone Information System
- Paid Family Leave Automated Phone Information System
- Disability Insurance Office Locations
- Paid Family Leave Office Locations


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