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Employment Development Department
Employment Development Department

Health Coverage for Unemployed Workers

Are you out of work and need health coverage? COBRA (Consolidated Omnibus Budget Reconciliation Act) provides eligible individuals with the ability to continue group health insurance benefits during periods of unemployment.

COBRA Health Insurance Subsidy Expirations

Many individuals fear that they will lose health coverage when their 15 month COBRA premium subsidy ends before their regular COBRA coverage ends. For people whose COBRA Health Insurance Subsidy is nearing expiration, the U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) developed the “COBRA Expiring Subsidy Fact Sheet” to provide tips on how to maintain health coverage. In particular, it is important that individuals understand that they will need to make the full COBRA premium payment in order to maintain their COBRA coverage after the subsidy ends.

Below is a list of resources for more complete information about COBRA Health Insurance.

If you have further questions, contact EBSA toll free at 1-866-444-3272 or visit the EBSA Consumer Assistance website.