Skip to Main Content
Employment Development Department
Employment Development Department

FAQs - Electronic Funds Transfer

Show All | Hide All

The EFT is a method of instructing financial institutions to transfer money from one bank account to another bank account electronically, eliminating the use of paper checks.

There are two methods for making EFT payments, Automated Clearing House (ACH) Credit and ACH Debit.

ACH Debit Method: There are two ACH Debit programs, e-Services for Business and the State Data Collector Program.

  • e-Services for Business – EDD’s EFT Program (Recommended)
      • Funds are transferred from your bank account through an ACH system directly to the state’s bank account. The data collector is eliminated. This program is for Payroll Tax Deposit (DE 88) and other payments.
  • State Data Collector Program
      • Funds are transferred from your bank account to the state’s data collector through an ACH system to the state’s bank account. The state’s data collector is First Data Government Solutions. This program is for Payroll Tax Deposit (DE 88) only.

ACH Credit Method: The ACH Credit method allows employers to make payments by instructing their bank to debit their bank account and transfer funds to the state’s bank account.

e-Services for Business is your fast, easy, and secure way to manage your employer payroll tax accounts online.

  • EDD’s EFT program (ACH Debit Method).
  • Simple one time online enrollment. Enroll now!
  • Store and update your bank account information online.
  • View your payroll tax rates.
  • Make Payroll Tax Deposit (DE 88) and all other account payments.
  • Submit bulk payments.
  • And more…
  • e-Services for Business – EDD’s EFT Program
    To access an employer payroll tax account online, you must first create a username and password. Visit e-Services for Business for step-by-step instructions under “How to Enroll in e-Services for Business.”

EFT eliminates the need for a paper form and the costs related to mailing and check processing. EFT also allows for faster response times to payment inquiries because EFT payments post to your EDD employer payroll tax account the next business day following the initiation of your payment.

No. Both the ACH Debit and ACH Credit transactions can only be initiated by you or your employer representative/payroll agent.

There is no fee to use the ACH Debit method. If you use the ACH Credit method through your bank, you are responsible for any fees charged by your bank.

No, you simply need a computer with internet access. You can submit multiple employer payments in one file using the Bulk Payment option. This option is for Payroll Tax Deposit (DE 88) only.

e-Services for Business – EDD’s EFT Program (Recommended)

State Data Collector Program – Vendor (Third Party)

  • Tax preparers are required to enroll for a unique bulk filer ID number and password and ensure that each of their clients are enrolled in the EFT program before sending their first payment file.

For more Bulk Filer information, refer to the Electronic Funds Transfer Bulk Filer Setup Guide (DE 154), call the e-Pay Group at 916-654-9130.

e-Services for Business

  • eXtensible Markup Language (XML) or
  • Comma Separated Value (CSV)

State Data Collector Program - Vendor (Third Party)

  • Delimited File Format or
  • Fixed File Format

The Electronic Funds Transfer Program Information Guide (DE 27) provides detailed information for formatting file attachments. For more information, call the e-pay Group at 916-654-9130.

For more Bulk Filer information, refer to the Electronic Funds Transfer Bulk Filer Setup Guide (DE 154).

e-Services for Business:

  • Payroll Tax Deposit (DE 88) and any other payments.

State Data Collector Program:

  • Payroll Tax Deposit (DE 88) only.

ACH Credit:

  • Payroll Tax Deposit (DE 88).
  • Quarterly Contribution Return (DE 3D).
  • Levy payments.

Yes, you can schedule an ACH Debit payment for a future date up to 90 days in advance. This is called “warehousing” a payment. If you are an ACH Credit filer, contact your bank regarding warehousing services.

ACH DEBIT PAYMENTS:

Payments can be cancelled if the request is received and processed before 3 p.m., Pacific time (PT), the day before the settlement date.

  • e-Services for Business:
    • You can cancel direct entry payments and entire bulk payment files submitted through e-Services for Business by withdrawing the pending request.

    • A written request is required to cancel an individual payment within a bulk payment file submitted through e-Services for Business. The EDD will need to receive and process your request prior to 3 p.m., PT, the day before the settlement date.

      Fax the written request to 916-654-7441 and include the following information:
      • EDD employer payroll tax account number
      • Business legal name
      • Payroll date
      • Payment amount
      • Submission date
      • Settlement date
      • Signature
      • Requestor contact information (name, title, phone, and fax number)
  • State Data Collector Program – Vendor (Third Party):
    • Bulk Filers/Web Payers/Phone (IVR):
      • Contact the State Data Collector at 1-800-554-7500, Monday through Friday, 8 a.m. to 3 p.m., PT,  or
      • Log in to your account and follow the instructions provided in the Webpayer FAQs.
    • One-Time Pay Option:
      • Contact the State Data Collector at 1-800-554-7500, Monday through Friday, 8 a.m. to 3 p.m., PT, except on state holidays, and provide the confirmation number for the payment you wish to cancel.
  • Federal/State Employment Taxes (FSET)/Third-Party Software:
    • A written request is required to cancel an individual payment within a bulk payment file that was submitted through FSET. The EDD will need to receive and process your request prior to 3 p.m., PT, the day before the settlement date.

      Fax the written request to 916-654-7441 and include the following information:

      • EDD employer payroll tax account number
      • Business legal name
      • Payroll date
      • Payment amount
      • Submission date
      • Settlement date
      • Signature
      • Requestor contact information (name, title, phone, and fax number)

ACH CREDIT PAYMENTS:

Contact your financial institution directly.

CREDIT CARD PAYMENTS:

Contact Official Payment Corp. (OPC) at 1-800-487-4567, Monday through Friday, 7 a.m. to 7 p.m., Central time, except on state holidays. 

Yes, you can view your payment history using the following methods:

  • e-Services for Business:
    • View your payment history regardless of payment method.
  • State Data Collector Program – Vendor (Third Party):
    • Your payment history is stored for a 3-year period. Only payments made through the State Data Collector Program can be viewed.
  • ACH Credit:
    • Check with your bank. 

If you need to make changes to your bank account information, updates can be made using the following:

  • e-Services for Business:
    • Enter your new bank information online.
  • State Data Collector Program – Vendor (Third Party):
    • Enter your new bank information online.
  • ACH Credit:
    • You do not need to notify the EDD of the change.

No, each agency is separate from the others. Make your EFT payments to the appropriate state agency based on the type of taxes you are remitting.

If an ACH Debit payment has not settled, cancel the payment and report it again correctly.
If you are an ACH Credit filer and the payment has not settled, you need to contact your bank for instructions.
If the payment has already settled, call the e-Pay Unit at 916-654-9130 Monday to Friday 8 a.m. to 5 p.m., Pacific Time.

  • e-Services for Business:
    • Call the e-Pay Group at 916-654-9130 Monday to Friday 8 a.m. to 5 p.m., Pacific Time.
  • State Data Collector Program – Vendor (Third Party):
    • Call 1-800-554-7500. Press * to reach an operator.
  • ACH Credit: Contact your bank.

If you have selected to pay by ACH Debit and have an ACH Debit block on your bank account, you must inform your bank of the EDD’s Company Identification number to avoid your tax payment being rejected.
The EDD's Company Identification number is a 10-digit number used to identify an originator of the transaction.

  • e-Services for Business: 2282533055
  • State Data Collector Program – Vendor (Third Party): 1282533055