Disability Insurance – Eligibility FAQs

Disability Insurance (DI) provides short-term wage replacement benefits to eligible California workers.

You may be eligible for DI if you are unable to work and are losing wages because of your own non-work-related illness, injury, or pregnancy.

Note: Citizenship and immigration status do not affect eligibility.

Get answers to frequently asked questions (FAQs) to know if you are eligible for DI.

Yes, where you live does not affect your eligibility. You may still be eligible if your job is based in California and you pay into State Disability Insurance (noted as CASDI on your paystub).

You must be working or looking for work at the time your disability begins. View our complete list of eligibility requirements to learn more. If you aren’t sure if you’re eligible, file a claim anyway.

Yes. If all of your employers take State Disability Insurance (SDI) out of your paychecks, your Disability Insurance benefits will reflect all jobs. This will be listed as CASDI on your paystubs. Report all employment on your application form when you apply by listing the name, address, telephone number, and last day you worked for each employer.

No. Eligibility is based on the earnings shown in your base period. Your base period is wages you earned 5 to 18 months before your disability claim begins. To learn more, use our DI/PFL calculator to create a general estimate. You must have at least $300 in wages in your base period, and they must have been subject to the SDI tax deduction (withholding). If you think you are eligible for disability, file a claim.

No. You cannot receive Disability Insurance and Unemployment Insurance benefits at the same time.

You cannot certify for disability while also certifying for UI. You must choose the program that best applies to you.

Some government workers, including school employees, may be eligible for Disability Insurance benefits. To find out, review your collective bargaining contract. If you have wages from another employer in your base period, you may be eligible even though your current employer doesn’t participate in State Disability Insurance. If you aren’t sure if you’re eligible, file a claim anyway.

Yes. Elective and cosmetic surgeries are covered by Disability Insurance. Your physician/practitioner must certify that you are unable to do your normal or usual job duties because of the surgery.

Vacation Pay: Yes, you can receive Disability Insurance (DI) benefits at the same time.

Sick Pay: You cannot receive DI benefits for any period that you also receive sick leave wages that are equal to your full salary. If you receive only partial sick leave wages, you may be eligible for full or partial DI benefits. The first seven days of your DI claim is a non-payable waiting period. Any type of wages paid by the employer during the waiting period do not conflict with DI benefits.

Other Pay: All other pay, including holiday pay, must be reported to confirm your eligibility. The first seven days of your DI claim is a non-payable waiting period. Any type of wages paid by the employer during the waiting period do not conflict with DI benefits.

You may qualify for up to 30 days of Disability Insurance benefits if you are living at an approved residential alcohol rehabilitation facility that a physician/practitioner recommends. An additional 60 days may be paid if you remain a resident of the facility and your physician/practitioner continues to certify to your need for continuing residential services.

You may qualify for up to 45 days of Disability Insurance benefits if you live at a physician/practitioner-approved drug-free residential rehabilitation facility. An additional 45 days may be paid if you remain a resident of the facility and your physician/practitioner continues to certify to your need for continuing residential services.

No, you cannot receive Disability Insurance benefits if you are in a rehabilitation center because of a criminal violation. These restrictions include federal, state, or other city penal institutions, jails, medical facilities, or public or private hospitals.

Last Revised: 12/24/2020

Register for Benefit Programs Online

Creating an account is an important step in this process. With Benefit Programs Online, you can apply for Disability Insurance (DI) and manage your claim in SDI Online.