About Disability Insurance (DI)
Disability insurance is a component of the State Disability Insurance (SDI) program, established in 1946, to provide partial wage replacement benefits to eligible California workers who are unable to work due to a non-work-related illness, injury, or pregnancy. Approximately 18.3 million California workers are covered by the SDI program. SDI contributions are paid by California workers through employee payroll deductions.
What is Disability?
Disability is an illness or injury, either physical or mental, which prevents you from performing your regular and customary work. Disability also includes elective surgery, pregnancy, childbirth, or other related medical conditions. Although work-related disabilities are covered by workers’ compensation laws, DI benefits may also be paid for work-related illness or injuries under certain circumstances prescribed by law. Visit workers’ compensation for more information. For more information about filing for DI benefits, visit Disability Insurance Claim Process.
Disability Benefit Payments
Benefits are payable for a maximum of 52 weeks. For claims beginning on or after January 1, 2018, weekly benefits range from $50 to a maximum of $1,216. Your weekly benefit amount (WBA) is approximately 60 to 70 percent (depending on income) of wages earned 5 to 18 months prior to your claim start date. For more information, visit Calculating Disability Benefit Payment Amounts.
To receive benefits, you must:
- File a claim for DI benefits using SDI Online or a paper claim form.
- Serve a seven-day, non-payable waiting period.
- Have at least $300 in wages that were subject to SDI contributions during your 12-month base period.
- Have your physician/practitioner certify to your disability by completing the “Physician/Practitioner Certification”.
Note: Beginning January 1, 2018, Assembly Bill 908 (Chapter 5, Statutes of 2016) increases the DI and Paid Family Leave wage replacement rate to approximately 60 to 70 percent (depending on income) and removes the 7-day waiting period for Paid Family Leave. This applies to claims with a start date of January 1, 2018 or after.
To request general program information or data about State Disability Insurance, complete the State Disability Insurance Request for Information Form (DE 2541E) and return it to the Employment Development Department using the appropriate email address listed on the form.
Note: Inquiries about individual claims using this form will not be answered.