FAQ - Pregnancy
Yes. The usual disability period for a normal pregnancy is up to four weeks before the expected delivery date and up to six weeks after the actual delivery. However, your physician/practitioner may certify to longer periods if there are medical complications or if you are unable to perform your regular or customary job duties. Also, they may certify to a longer post-partum period if the delivery is by Cesarean section.
No. Your claim begins when you lose wages and your physician/practitioner confirms that you are unable to do your regular or customary job duties. However, if your physician/practitioner certifies you must limit your hours of work or modify your work duties due to your pregnancy disability, you may be eligible for partial or full benefits.
Yes. Your physician/practitioner can certify to longer periods during pregnancy and/or after birth if you have a pregnancy-related condition that prevents you from performing your regular or customary work.
No. Your post-partum benefits are limited to the period that you are unable to do your regular or customary work.
Yes. If your physician/practitioner deems it is not medically advisable for you to perform your regular or customary work, you can file for Disability Insurance benefits.
You may be eligible for benefits based on a review of all factors, including your age, occupation, job limitations, prior pregnancy history, current medical condition, and your physician’s/practitioner’s certification that you are unable to do your regular or customary work.
The Disability Insurance Elective Coverage program, administered by the EDD, offers business owners and self-employed individuals the option to protect themselves against loss of income due to injury, pregnancy, or illness, whether or not it is work-related.
Your Disability Insurance (DI) benefits are not reportable for tax purposes with one exception. If you are receiving Unemployment Insurance (UI) benefits, become unable to work due to a pregnancy disability, and begin receiving DI benefits, your DI benefits are considered a substitution for your UI benefits and will then be reportable for tax purposes.
If DI benefits are reportable, a notice will come with the first benefit payment sent to you explaining that the benefits are being reported to the IRS. In January, the EDD will provide you with a 1099G form showing the reportable amounts paid (no more than the original UI maximum) and forward a copy of the 1099G to the IRS.
Paid Family Leave (PFL) benefits are reportable for federal purposes but not state tax purposes. The EDD will provide all claimants with a 1099G form and forward a copy of the 1099G to the federal IRS. PFL benefits are not taxable or reportable to the California State Franchise Tax Board.
No. State Disability Insurance deductions are not pre-taxed.
Yes. If you already have an active Disability Insurance (DI) claim for maternity leave, you will automatically be sent the form to transition from DI to Paid Family Leave (PFL) for bonding with your new baby. You may also file the PFL bonding claim form through SDI Online.
Note: It may be necessary to send some documents via U.S. mail even if you chose electronic communication.
First 5 California provides resources, support, programs, and information for children ages 0 to 5 and their families.