Nonindustrial Disability Insurance

Nonindustrial Disability Insurance (NDI) is an employer-funded program administered by the EDD. It provides partial wage replacement to eligible state employees who have a loss of wages due to a non-work-related disability.

A disability is an illness or injury that prevents you from performing your regular work. The illness or injury could be physical or mental. Disability also includes elective surgery, pregnancy, childbirth, or other related medical conditions.

Eligibility Requirements

NDI covers excluded employees and rank-and-file employees in bargaining units 2, 5, 6, 7, 8, 9, 10, 12, 13, 16, 18, and 19. CalHR is responsible for contract administration.

To be eligible for NDI benefits, you must:

  • Be a state employee but not covered by State Disability Insurance (SDI).
  • Be unable to do your regular work for at least eight days due to a non-work-related disability.
  • Have lost wages because of your disability.
  • Be under the care and treatment of a licensed physician/practitioner or accredited religious practitioner within the first eight days of your disability. You can change the date your claim begins if it does not meet this requirement. You must remain under care and treatment to continue receiving benefits.

For information on how to file a claim, visit Nonindustrial Disability Insurance Claim Process.

Your medical information is confidential and will not be shared with your employer.

Effective July 1, 2019, you or a family member may be eligible for NDI-Family Care Leave (NDI-FCL) benefits to bond with a new child or care for a seriously ill child, parent, parent-in-law, grandparent, grandchild, sibling, spouse, or registered domestic partner.

Benefit Payment Amounts

Your employer issues benefit payments of up to $250 per week for 26 weeks (182 days) with a waiting period of 7 or 10 days. The benefit amount and rules about using leave credits vary based on your employment status and bargaining unit.

If you participate in the state’s annual leave program, you are eligible to receive Enhanced NDI (ENDI) benefits of 50% of gross pay. This can be supplemented with leave credits at 75% or 100%.

State and federal taxes will be withheld from NDI benefits. Voluntary deductions, such as health insurance premiums, credit union loans, savings accounts, bonds, and parking fees, will automatically be deducted from NDI benefits unless you cancel. If you continue to deduct your health insurance premium, your employer’s contribution will also continue.

Physician’s/Practitioner’s Role

If you are a physician/practitioner, your medical certifications are vital to processing patient and caregiver claims for NDI and NDI-FCL benefits.

Unlike State Disability Insurance (SDI), NDI is not an automated program. Paper forms still need to be filled out to begin or extend the medical portion of a claim

We pay special attention to your diagnoses, International Classification of Diseases (ICD) codes, and estimated recovery dates. We consider the patient’s age, gender, medical history, and occupation when reviewing the estimated recovery dates.

If an estimated recovery date is longer than what’s normally expected, we may contact you and/or your patient for more information. Providing sufficient information about your patient’s condition can reduce the need for this request.

Resources

For more information about NDI, visit:

Forms and Publications

Refer to your employer’s personnel specialist or payroll officer to obtain the NDI claim form DE 8501. You can get medical extension forms by contacting the EDD at 1-866-758-9768.